10 Best Life Alert System Consumer Reports 2019 – Top Rated

Medical alert systems, also known as “life alerts”, offer a vital service to many vulnerable people. These systems help them be safe at home, knowing that if they have an unfortunate fall or suddenly need urgent care, they can get direct help via a personal emergency response service.

Top 10 Life Alert System

Bestseller No. 1
321 Alert© Medical Alert Systems for Seniors NO Monthly FEE - Life Help Alarm System for Seniors -...
166 Reviews
321 Alert© Medical Alert Systems for Seniors NO Monthly FEE - Life Help Alarm System for Seniors -...
  • ➤ MUST HAVE HOME LAND LINE - Plug into Telephone Jack, and comes with a telephone splitter- WARNING Do not...
  • ➤ Need Help Setting Up Your System - Book a 30 Minute Phone Call ➤ NO MONTHLY FEES OR CONTACTS - Self...
Bestseller No. 2
Life Guardian Medical Alarm Emergency Alert Phone System No Monthly Charges HD700
10 Reviews
Life Guardian Medical Alarm Emergency Alert Phone System No Monthly Charges HD700
  • No Monthly Fees - Bills or Contracts
  • 2 Panic Buttons Included - 1 Wrist Panic Button and 1 Necklace Panic Button
Bestseller No. 3
Medical Alert System for Home Emergency- NO MONTHLY FEES - WATER RESISTANT Wireless 2 Way Voice...
25 Reviews
Medical Alert System for Home Emergency- NO MONTHLY FEES - WATER RESISTANT Wireless 2 Way Voice...
  • No Monthly Fees - Pay Once And You Are Done * You own the equipment forever
  • 600 Foot Straight Out Range / 1 Million Square Feet Of Coverage Area
Bestseller No. 4
Home&Wellness Belle+ Medical Alert Device with Fall Detection. First 4 Months Included in Purchase...
8 Reviews
Home&Wellness Belle+ Medical Alert Device with Fall Detection. First 4 Months Included in Purchase...
  • PRICE INCLUDES FIRST 4 MONTHS OF SERVICE: $34.99 per month after 4th month. No Long-term contracts. No...
  • BUILT-IN FALL DETECTION: GPS, Wifi, & Cellular Triangulation help with tracking and signals. Works in the home...
Bestseller No. 5
Senior HELP Dialer Medical Alert - No Monthly Fees Medical Alert System- HD700
41 Reviews
Senior HELP Dialer Medical Alert - No Monthly Fees Medical Alert System- HD700
  • No Monthly Fees - Bills or Contracts
  • 2 Panic Buttons Included - 1 Wrist Panic Button and 1 Necklace Panic Button
Bestseller No. 6
Freedom TALK 2-Way Voice Alert 911 Newest DECT Model Emergency Alert System
41 Reviews
Freedom TALK 2-Way Voice Alert 911 Newest DECT Model Emergency Alert System
  • * No Monthly Fees - 2-Way Voice Communication Panic Button Communicator
  • * 600 Foot Radius / 1 Million Square Feet Of Coverage Area - No Monthly Fees
Bestseller No. 7
LifeStation Mobile GPS Medical Alert - All-in-one-System for Seniors On-The-Go. Nationwide GPS and...
23 Reviews
LifeStation Mobile GPS Medical Alert - All-in-one-System for Seniors On-The-Go. Nationwide GPS and...
  • FOR PROTECTION AT HOME AND ON THE GO: LifeStation's Mobile with GPS Medical Alert gives you the FREEDOM and...
  • GPS LOCATION TRACKING: Locate your device quickly and accurately using GPS satellites & WIFI signals. Uses the...
Bestseller No. 8
Medical Alert System - No Monthly Charges
112 Reviews
Medical Alert System - No Monthly Charges
  • * No Monthly Fees - Pay Once And You Are Done * 60 Day Return Policy
  • * 600 Foot Straight Out Range / 1 Million Square Feet Of Coverage Area
Bestseller No. 9
LogicMark Freedom Alert Emergency System
352 Reviews
LogicMark Freedom Alert Emergency System
  • 600 Foot Range (2 football fields) * Talk Through The Pendant Two-Way Voice
  • No Fees to Use Ever
Bestseller No. 10
Personal Assistance Voice Dialer II (PAVDII) with Necklace and Wrist Panic Button - No Monthly Fee...
51 Reviews
Personal Assistance Voice Dialer II (PAVDII) with Necklace and Wrist Panic Button - No Monthly Fee...
  • Package Contains Wrist and Necklace Pendant Panic Button (2 total panic buttons+phone)
  • No Monthly Fees - 100-150 Foot Panic Button range - Telephone Speakerphone

Why Trust Us

Today, medical alert systems offer more sophisticated assistance to seniors than ever before and help them lead a safe, independent life at home. A good medical alert system comes with a hub that doubles as a speakerphone, a pendant with an emergency button should you need to call for help and a medical bracelet that monitors your vitals.

How Much Do Medical Alert Systems Cost?

There are basically two kinds of medical alert systems – in-home systems and mobile systems. However, in-home systems use either a landline or cellular connection to call for help, and this changes the price.

Here’s a simple breakdown of how those packages typically cost:

  • Mobile GPS systems usually cost between $35 and $60 per month depending on the service and whether you’ve added the fall detection feature. However, the prices for mobile systems are coming down. GreatCall’s basic mobile system, for example, costs $25 per month.
  • In-home Cellular systems are the midrange package and cost between $35 and $45 per month. These systems are functionally no different from landline systems except they connect to a cellular network. They are ideal for people without landlines but can be less reliable if you live in an area with weak cellular signals.
  • In-home landline systems are the most basic medical alert systems available and they cost between $20 and $30 per month.
  • Fall detection sensors are a popular add-on feature to your medical alert system, whether it’s an in-home or mobile system. Regardless of the system, however, adding fall detection typically costs between $7 and $15 per month on top of your regular medical alert system.

Our Medical Alert Systems Covered by Medicare? 

Unfortunately, while Medicare covers a lot of medical equipment prescribed by a doctor, medical alert systems aren’t covered by Medicare Part A or Part B. These plans cover hospital and health insurance, and they can cover medical equipment like oxygen concentrators, wheelchairs, and walkers. But they don’t cover services, procedures or equipment deemed elective by a physician. And medical alert services fall under this elective service and equipment.

Our Medical Alert Systems Tax Deductible?

According to TurboTax, the IRS doesn’t specifically state whether or not medical alert systems can be a tax deduction. However, there might be ways to add your monthly subscription costs to your tax deductions. When you consider the cheapest medical alert systems cost between $240 and $360 per year, it might be worth looking into.

Senior Tax Credit Tips: Claiming Caregiver Tax Deductions

Being a caregiver for your aging loved one can be a financial strain. In “Cost of Caring for Elderly Parents Could Be Next Financial Crisis,” Marlo Sollitto surveyed adult children caring for an aging parent and found 63 percent had no set plans for how they will pay for their parents’ care long term. In addition, 62 percent admit being a caretaker has impacted their financial future.

Qualifying as a Dependent
The first hurdle to claiming your aging parent as a dependent is their personal income. It cannot exceed the exemption limit set by the IRS for the tax year. In 2017, the limit was $4,050. This does not, however, include Social Security income. So, you’re looking primarily at interest and dividend income from savings accounts and other financial accounts.

The second hurdle is how much of their support you take care of. To qualify as a dependent, you have to provide over 50 percent of their annual support. To determine this, you consider utility costs, medical bills, living expenses and the fair market value of their room in your home.

Potential Deductions
If your parent doesn’t meet the dependent requirements, you can still deduct medical expenses, but only if you still cover over 50 percent of their support and the medical expenses exceed 10 percent of your income. These deductions include medical bills, hospital visits, medications, medical equipment and supplies, rehabilitation, in-home hospice care, mileage to doctor appointments and dental expenses. You can also deduct the cost of home modifications, including mortgage interest for the modifications, but only if the modifications don’t add value to the house.

When Siblings Share the Cost: Multiple Support Declaration
As is often the case, you might share your elderly parent’s caretaking costs with siblings or other relatives. If so, you can still claim your parent as a dependent and deduct medical expenses, as long as your parent’s income qualifies for the exemption limit and over 50 percent of his or her care and support is paid for by you and your siblings. This means you can claim your parent as a dependent even if you only cover 40 percent of their support, so long as your brother or sister covers 10 percent or more.

How We Tested Medical Alert Systems

To find the best medical alert service, I started by comparing the prices of the best and most popular medical alert services. I used this pricing comparison to narrow the list to the best ten services. We ordered the in-home landline system and mobile GPS system from each service and tested them over the course of three weeks.

Call Response Time
Using a stopwatch, I timed how long it took from the time I pressed the help button to the moment an emergency responder answered. The best average response time, from three weeks of testing every day, averaged 14 seconds. The overall average though was 50 seconds.

Emergency Response Quality
The best systems let you know a call is in progress. This can be a beeping noise, a phone ring, or a voice repeating “Calling for Help!” Either way, something needs to let you know your call is being placed. The worst systems didn’t make any indication a call was in progress, causing me to question whether I had pushed the button or not.

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