Surely you are wondering if it is necessary to hire the best travel insurance for each of your getaways. I have traveled several times without insurance, without knowing the economic consequences it would bring. In this article, we will explain why it is necessary to take out good insurance, and why MONDO is the best travel insurance of 2019.
Before we begin, we want to clarify that in CapturetheAtlas we do not recommend anything that we have not used. If we recommend it, it is because it is the best option, considering what it covers and how much this travel insurance comparator costs . In addition to using MONDO insurance, we have also traveled with IATI travel insurance or Mapfre travel insurance.
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Travel Insurance For Backpackers, Is It Really Necessary?
There is no one to save as much on travel as we do, and if you don’t believe us, check our travel budget to the USA where in 10 days we spend only € 64 on accommodation. However, we do not hesitate for a second to hire good travel insurance for the US that cost us € 22 per person.
When we talk about health, it is especially important to hire the best travel insurance. Although we love this way of traveling, when we travel as backpackers it is precisely when we are more exposed.
We must recognize that in these trips we end up eating many times in street stalls, that the level of cleanliness of the lodges can leave a lot to be desired and that, therefore, we have more chances of getting sick. It should also be borne in mind that, if we are going to stay in shared rooms, or in the cheapest areas of the cities, thefts are more likely than if we had gone to a more expensive hotel.
In addition, as we have said before, the price of travel insurance only accounts for a small part of the total cost. In case something happened to us during the trip, the medical expenses will be much higher than the cost of travel insurance for backpackers.
WHAT DOES THE BEST INTERNATIONAL TRAVEL INSURANCE COVER?
As we mentioned, MONDO Premium travel insurance is undoubtedly the insurance with the most benefits. We cover here the coverage of the best international travel insurance:
Medical Assistance – Medical And Surgical Expenses
MONDO Premium travel insurance covers up to 350,000 euros in medical and surgical expenses. It also includes 350 euros of emergency dental expenses.
Repatriation Or Early Return
In case of accident, illness or death, MONDO will be responsible for the transfer to your country of origin, for you and your family or for a companion. In the event that a family member was hospitalized or died while traveling, they would cover your return home with unlimited capital.
Displacement And Stay Of A Relative
Also included is the displacement and stay of a family member in case you were hospitalized for more than five days.
The best travel insurance has a coverage of 60,000 euros of civil liability and legal costs and expenses to cover compensation for material or bodily damages that you could unintentionally cause to third parties.
Up to 3,000 euros to cover legal assistance, if you are abroad, the best MONDO travel insurance guarantees you your defense over criminal liability and the claim of damages in case of being hit by an accident or accident. In addition, you would have a lawyer who would advise you in case of having legal problems with third parties during the trip.
MONDO has additional compensation to medical coverage of up to 50,000 euros in the event of a serious accident or death.
Optional Coverage Of The Best Travel Insurance
In addition, the best MONDO travel insurance offers optional extra coverage, which are:
When hiring travel cancellation insurance , up to 39 reasons are specified for which, the amount of your reservations would be refunded if you cannot travel.
Optional Coverage For Cruise Travel
If you are going to make a cruise trip you will need to add this option to be able to receive medical attention on board if necessary.
Coverage For Risk Sports
Travel insurance already includes a series of covered activities. However, you can expand them with optional adventure sports coverage. With this option, you will be covered if you practice sports such as climbing or canyoning.
Optional Coverage Of Computer Equipment
MONDO will indemnify you in case of violent theft or for a total or partial loss by the carrier or that is damaged by fire from your computer equipment, photographic and electronic equipment.